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Equity Release Advice

If you are over 55 and a homeowner, we may be able to help you raise cash from your home for whatever purpose you desire. Typical reasons our clients choose Equity Release are:

  • Repaying outstanding mortgage loans or other debts
  • Providing a deposit for your grandchildren's first home
  • Reducing your Inheritance Tax liability
  • Paying private medical bills
  • Topping up income due to little or no Pension provision
  • Generally improving your standard of living

Established in 1993 and based in Altrincham, Cheshire, Vale have a combined experience of over 100 years in advising clients on many Financial areas including Equity Release, Pensions, Investments, Mortgages, Protection and Inheritance Tax Planning. So you know you are in safe hands.

To find out more about the available schemes that allow you to unlock cash from your home, please visit the section What is Equity Release?. Here you can get an overview of the plans, assess the shemes in more detail using our comparison chart. Finally in this section you can also look at the alternatives to Equity Release and how these schemes may affect any benefits you may be receiving from the state.

For an idea of the typical interest rates and fees that apply to Equity Release Schemes please Compare Equity Release Deals.

If you are happy with the different Equity Release schemes available but are unsure as to whether or not you qualify then why not read through the typical criteria in Do you Qualify? Here you can also check how much money you may be able to receive by using our Equity Release calculator.

Vale also have a news blog that aims to provide current information and opinions on the marketplace for Equity Release, to visit please contact the Equity Release Cheshire Specialists Here.

If you require more information, or you are ready to arrange your FREE consultation then please call us on the number above or arrange a free call back using the form in the section Contact Us.


Why Choose Us?

  • FREE Initial Personal Consultation to discuss your situation and decide whether Equity Release is the best option for you.
  • Qualified, Experienced & Independent Financial Advisors to help guide you.
  • We provide a 'Whole of Market' proposition allowing access to all Equity Release Products from all Companies.
  • You only deal with one advisor throughout the entire process, allowing a trusting relationship to form.
  • Any recommendation is made in writing, enabling a decision to be made confidently by you.

Visit Vale's News Blog

These are lifetime mortgages and home reversion plans. To understand the risks and features of the schemes and plans, ask for a personalised illustration. This site is provided by Vale Insurance Services Ltd (Registered Office 22-24 Market Street, Altrincham, Cheshire, WA14 1PF, Telephone 0161 941 5972) who are authorised and regulated by the Financial Services Authority. The information and content of this site is directed at UK consumers only and is subject to the UK regulatory regime.